• Spring Powered Airsoft Gun BAXS: Accuracy System
• Velocity: 162fps Energy: 0.14 joule
• Mag Capacity: 70 rds
• Accuracy: 13ft/¢25 - Can hit a Quarter from 13 feet
• This item is not for sale in some specific zip codes

Smith & Wesson CHIEF SPECIALwith spare mag and 500 BBs

Rating: (out of 1 reviews)

List Price: $ 24.99

Price: $ 19.99

SoftAir Micro Uzi Spring Powered Airsoft Pistol with 500 BBs (Black)

• Spring Powered Airsoft Gun
• Velocity: 192fps Energy: 0.02 joule
• Mag Capacity: 200 rds
• Accuracy: 13ft/¢25 - Can hit a Quarter from 13 feet
• This item is not for sale in some specific zip codes

Spring Powered Airsoft Gun Velocity: 192fps Energy: 0.02 joule Mag Capacity: 200 rds Accuracy: 13ft/¢25 - Can hit a Quarter from 13 feet This item is not for sale in some specific zip codes.

Rating: (out of 1 reviews)

List Price: $ 29.99

Price: $ 24.99

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Carefully chosen by Brownells Gun Techs, these kits contain the essential gear new shooters need to start shooting safely and care for their firearms properly. Available in Handgun, Rifle, and Shotgun configurations, each kit includes a gun storage case, targets, shooting glasses, ear plugs, and a cleaning kit. Brownells Premium Shooting Glasses have impact-resistant polycarbonate lenses with a lightweight, composite, wrap-around frame for a comfortable fit, while E.A.R. Ultra-Fit® Earplugs protect hearing from the harmful effects of loud gun blasts. Soft-cushioned Bore-Stores™ silicone-treated storage sleeve helps protect the gun from moisture, rust, dust, and scratches during the Mfg: Brownells SPECS: Each kit contains Bore-Stores stor

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US $6.95 End Date: Friday Sep-10-2010 22:20:30 PDT Buy It Now for only: US $6.95 Buy it now | Add to watch list

US $4.99 End Date: Monday Sep-13-2010 20:31:04 PDT Buy It Now for only: US $4.99 Buy it now | Add to watch list

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There's nothing like a great opening to a story to get your readers hooked. Here are some suggestions that will almost guarantee that your readers will keep reading.

Your story should start with some significant event or turning point and present the main character with a problem they have to solve. It should interrupt the hero's life and send him off in a new and exciting direction. It should excite the readers' interest and hook them into wanting to read more.

If you can include a sentence or phrase that poses the problem, or the hint of a mystery or some sense of intrigue, then the reader will eagerly devour your prose to find the answer. If there's one thing readers like it's a good puzzle, and better still they like to engage with the author and try to work out what's going to happen next. So hint at some difficulty or coming conflict which will engage the reader's mind and get them thinking.

For instance: 'Elaine opened the letter she had been dreading and read, "Dear Ms Corquadale, We have conditionally accepted you application as Head of Science at Tollesbury School for Girls, but we have further questions to put to you regarding your late mother's will and the unusual bequest she has made to the school."'

Your opening should quite clearly tell the reader what kind of story it is. Is it a romance? An adventure? A horror story? Humourous? Whatever it is make this obvious from the start.

If you are introducing more than one character as you open your story make it clear who your main character is. From then on unfold events from his or her viewpoint. Don't make the mistake of bringing in too many characters too soon. Let the reader become acquainted with them gradually or they may become confused. It's a bit like being introduced to strangers at a party; you need time to remember their names.

"But how will the poor reader understand what has gone on before and how my hero got to the opening hiatus?" I hear you asking. Well, for starters it's a bit early in the morning to start using words like 'hiatus' but I know what you mean. The thing is you can use the 'flashback' device that will neatly answer this problem.

You know what that is, I'm sure, but for any writers new to the craft I'll explain. After zapping the reader with your exciting opening there should soon come a time when the pace slows down a bit. At this point you can introduce a flashback to fill in some background.

For instance: 'Gerald sat down breathlessly on the grass behind a thick hedge well away from the farmer's shotgun. If only he had realised, he thought to himself, that his decision to leave sleepy Swancote-by-the-Sea and embark on the life of a photo-journalist could have landed him into so much hot water, things might have been different.' This gives an anchor to his past, and more can be filled in later if needed. There are other devices but space does not permit.

Another opening gambit is dialogue. Start with someone saying something. Not necessarily the hero, but make what they say pertinent to the story's theme with that all important hook to engage the reader. Such as, "Mr Bullstrode, if you don't come out of your bedroom immediately I shall call the police!"

Hopefully the above ideas will have given you the inspiration to get cracking and create some great openings to your stories.

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San Jose, Costa Rica, Sept. 9, 2008 - By now you have heard the devastating news for the New England Patriots, the NFL’s TV networks and the league altogether: Reigning NFL MVP and poster boy Tom Brady will miss the rest of the season after suffering ligament damage in his knee during the Week 1 victory against Kansas City.

Just like that, the Patriots bandwagon is quickly emptying, but you can still bet on whether you think the defending AFC champs will even make the playoffs this year: New England is a -200 bet to return to the postseason on WagerWeb.com.

If you believe in the Patriots and are ready to put your money where your mouth is, that means you believe, at least partly, in a quarterback who hasn’t started a game since high school (Nov. 24, 1999): Matt Cassel. That’s right, the Patriots’ No. 2 didn’t start a single game even in college, backing up Heisman winners Carson Palmer and Matt Leinart at Southern Cal.

Cassel had thrown only 39 passes in his first three NFL seasons before taking over for Brady on Sunday against Kansas City. He was decent, throwing for 152 yards and a touchdown in a 17-10 home victory against a Chiefs team that is arguably the worst in the NFL.

New England is banking on Cassel’s experience in its complex offensive system and being around Brady for going on four years to be enough to him to manage the offense. Expect that offense to look a little different – less of the shotgun and empty backfield with five wide receivers and more running with Laurence Maroney, Sammy Morris, LaMont and Co.

"I'm not trying to be Tom Brady. I'm just trying to be Matt Cassel," the new starter said. "I don't know where that's going to take us."

The Patriots also have arguably the best receiver in the league in Randy Moss, an offensive line with three veteran Pro Bowlers and, on the other side of the ball and a top-five defense from last year. So they aren’t chopped liver.

“I'm excited to see what our team is made of. ... I still like our chances,” Brady wrote in an e-mail to NBC Sports.

Pats backers are pointing to 2001, when then-franchise quarterback Drew Bledsoe suffered a lacerated kidney in the second game of the season, and the Patriots turned to a young QB who had thrown only three career passes in the NFL.

His name? Tom Brady.

http://www.inspin.com

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Picture any new middle class neighbor hood in suburban America. The picture one in the mid west that's been build in the last 10 years add to that a sort of homey 1950's TV perfect lawn and you pretty much have a picture of my street with the exception of a few homes that frankly just don't get it.

From the corner to my house we have our own version of landscape wars going on. Sure none of us ever claimed the hostile intention f having a more manicured patch of land than the other but much like the arms race of the cold war Era the competition just escalated as part of human nature.

Well that is until you got to the house next to mine. It's had 4 families in 5 years and the last two have failed to even basic watering followed by a healthy dose weed and feed. The shrubberies were untrimmed, the trees not pruned and the plantings were jumbled and complete random at best and once they had been planted all but forgotten about.

Think of a brand new house that in a few more years could be the "scary house" in some made for TV production featuring overly intelligent precocious paranoid kids and a mystery of some sort. The for sale sign in the yard was there for a good six months. Give you a hint the landscaping did absolutely nothing for curb appeal. While the rest of the street was neatly groomed with perfect yards, beautiful flowers, planters and urns, hanging ferns, Statues of everything from golden retrieves to the Virgin Mary. A few fountains, a gurgling water fall and fresh mulch. This yard if it was a boy dating your daughter is exactly the type of boy you hoped she'd never bring home.

So While on my back patio discussing the late season growing pattern with a few favorite plants and how disappointed I was in them along came Casey. Big, beautiful, and with bounding youthful strides. Casey decided instantly that I was OK ran over gave me a big old kiss and then sat there while I scratched his ears. A few folks acme around the back carrying boxes. As I introduced myself meeting my new neighbors and assuring them that it really isn't a problem that Casey had come over. After all I'm a dog person and a big yellow lab would make a good friend for my big lazy old Chesapeake.

Now I'm not the type of guy who wants to meet the new neighbors. I'm a bit antisocial that way and of it weren't for Casey I probably could have waited until spring. As they talked about they changes they made inside the house before moving in it became apparent they were my type of people. New carpet, new flooring, all fresh paint. I liked the young couple and her dad already. Then again there aren't many guys that I've ever met who wear boots and over all that I didn't like.

"The only thing left is the Landscaping" they said. Following that statement with "it can't get any worse!" I wanted to kiss them all just like Casey had kissed me. Don't worry I thought better of it, after all I'm not much for new people, figure most men don't like other guys kissing them or their wives and he was holding a shotgun case under one arm and a compound bow case in the other.. Being the cynic that I am. I figure Yeah I'll believe it when I see on the landscaping issue.

The next day a brisk Sunday Morning there's a flurry of people at the neighbors pretty early. Not completely unexpected as I head out to the gym. Two hours of sweating and grunting later I head home to work in the yard and that's when I see it. Three pick up trucks scattered on the front lawn and a series of men all who are larger than me and I'm by no means a little guy. Frankly terror struck me thinking I was now in a suburban redneck hell. I had Images of trucks on cinder blocks next. It was an unfair judgment.

As I got out of the car my new friend Casey came to see me. Then I noticed the small sickly shrubs that were on the property line were gone. In all honest I tried to kill them this summer by taking a mower to the parts that had encroached their sparse dying ugliness after the old owners had moved out.

Now there was fresh dirt and grass seed in that spot. Trees had been pruned or cut down, bad plantings unceremoniously ripped from the soil and replaced. Even my sarcastic old soul found hope in this. And to top it all off in a conversation later that day "all you can do is aerate, over seed, put some starter fertilizer down and hope for spring" was the comment about the grass which is exactly what they did a few days later.

So while I'm not much for new neighbors, unlike some of the nice folks on my street I'll be minding my own business and not showing up with welcome baskets and fresh baked cookies. Instead I will enjoy silently competing with them in yet another undeclared landscape war that I fully expect to come out the winner in.

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The easiest way to prepare a dog to ignore a floating decoy is to condition the dog before the hunt to leave decoys alone. For starters, take the dog out after you have set out a small spread of decoys - let's say five to seven - on the lawn and walk the dog through them. Let the dog know you don't want him to pick up these decoys. They are taboo.

After we make the dog comfortable around the decoys to the point that he's not picking them up, we can start throwing the training dummy into the decoys and have him retrieve the dummy out of the decoys until he's very comfortable with the concept. You must also be careful that you don't make the dog afraid of the decoys (for example, by applying collar stimulation when you shouldn't). You want to make sure the dog is comfortable moving around amid the decoys and not trying to retrieve them for you.

If you know you're hunting out of a particular boat, be sure to load the dog in and out of the boat a few times so he's comfortable with it. If you can work it out, take the boat to a lake or pond and let the dog make some short retrieves so he knows where he's supposed to sit and his entry and exit points. After you have done some of that initial work, it's time to take the dog out to a pond. Spread out six or seven floating decoys and make sure the dog will retrieve through the decoys.

Always make sure when you put your decoys out that you keep the anchor strings as short as possible or the dog will get tangled in your decoy spread and start dragging them around. A young dog can become afraid of a floating decoy if he has become tangled in the anchor string and the decoys bumps him a few times. We don't want that.

Many dogs don't hear a duck or goose call until the first time they hunt. When they do, they can't identify the noise and it causes excitement and confusion. You need to condition your dogs to the call. Use the call while you're training them.

Many dogs have never been shot over prior to their first hunt. You have to train the dog to react positively to a shotgun going off over his head. In training, start out shooting away from the dog and slowly adjust until you are shooting right over the dog. You want the dog to remain perfectly still as the gun is going off.

What I do when training is blow the call for a while, shoot the gun and throw the dummy bird to retrieve. Then the dog will get used to the scenario. He'll become more efficient when he's not surprised and will perform properly that first time in the duck blind or the boat.

If we're going to change something - let's say we've been hunting out of a blind and now we're going to use a boat - then we should expose the dog to the boat and make him comfortable in it before we hunt.

I never get too critical of my dogs in a new situation until they know what is expected of them. Once they understand the rules, then often just a low level of stimulation from the collar is all that's necessary to keep them on track.

Bad habits are reinforced every time we let a dog do something more than once. If you let your dog leave the boat or leave the blind before you have commanded it, then you are allowing a situation to develop that will be harder to break later. That's why you want to have all the kinks worked out before you actually enter a hunting situation.

Although your dog may be well trained, you may discover that all the excitement of the hunting action can cause your dog to have some temporary memory loss. Even if that happens and the dog gets a bit out of line, he will understand why he's being corrected and what needs to be done so he won't have to feel the stimulation of the training collar. A few simple reminders with some low-level stimulation will be all it takes to get the dog on the right path and get him thinking properly again.

One big problem we all see in blinds is that the dog likes to break for the bird before we give the command. The best way to train a dog from breaking too quickly when a bird drops is with a breaking box. I have also used an eye bolt in the boat or blind to put the dog on a check cord while hunting.

We put the dog in the box and attach him to a check cord attached to the box. Where the cord is attached to the dog we use a slipknot, and when we are ready to release the dog we just reach over and pull the knot loose on the cord and give him the command. Without the box the dog is spinning around and moving. This box is just big enough for the dog to get into and he can't buck around in it.

Many people think their dog is ready for hunting because he's doing a good job of retrieving. But unless your dog is brilliant - some are, but not all - you need to train with hunting situations. It will keep your hunt from turning into a training session, and you will be proud of the way your dog performs.

To go on the trip of your lifetime visit www.ArgentinaBirdMan.com

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People have different hobbies and there are individuals who love to collect certain things like coins. Coin collections are gaining popularity over the years. Arduous collectors are not very much interested in selling their collections; rather they want to store them for family keepsakes which they can pass on to their kids and grandchildren.

Did you know that at present, some coin collections are worth hundreds or even thousands of dollars? That's true and if you want to start your own collection of coins, it's never too late to begin. Collecting coins is an engaging activity and hobby at the same time. You will not only appreciate the coins because of their appearance but also in terms of price. These are the rewards that you can expect by engaging in such hobby.

Some individuals are not even aware that they already have a small collection of coins. However, you should decide which coins to collect. Some people love to collect foreign coins while others simply collect local state coins. The collections will depend on your interests and once you've decided which particular coins to collect, everything will be a lot easier. For starters, you can start collecting local coins and tokens. Just keep on collecting as many different coins as you like. You can get the coins from your own home or perhaps from your relatives and friends.

The marks on the coins are fascinating and somehow it tells a story about its past. The coin can also tell you where it originated or its place of issuance. Who knows, the coins may have been used by great leaders and royalty. Another good thing about these coins is that the famous figures are often depicted in it and so you will be more familiar with them.

Coin collections will largely depend on you as the collector. There is no particular rule to follow in collecting coins. As a collector, you should know the various methods that you can use to help you find more coins to collect. One way is to collect a coin series issued at a certain date. Some collectors make use of the so called 'shotgun method'. This is a way to collect any coins that catch your interests. There are also coin collectors who prefer to collect odd-shaped coins; however, you can find most of these unusual coins in other countries. You can collect such unusual coins if you travel a lot, from one country to another.

Starting out is not a great problem because you can just start from your own home. If you want, you can visit local coin shops and see if there is an interesting coin there that you can purchase. If you think that a coin collection will not involve any expenses, you're quite wrong. You see, if you really want to collect beautiful and interesting coins, you have to spend money especially if you want to go for coin series. You can even visit coin shows so that you will find out about the coin dealers in your area. These dealers can help you in searching for the coins to collect.

Start coin collections now and see how fascinating this hobby can be. You can have the coins framed so that you can decorate it in your house for all your guests to see. If you want to have a hobby that's worth money, coin collections is just for you.

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Part of the fun and adventure of going hunting is the connection with nature, but anytime we venture out into the wild it is important to take some essential supplies with us to make the journey safe and easy.

Here are three categories of must-have hunting equipment:

First Aid Supplies

Hunters, like campers and hikers, should always carry some emergency first aid equipment. The first item on the list should be warm and protective clothing, because if you get lost out in the woods the weather can change and turn a warm sunny day into a cold night when you are at risk for hypothermia. High-tech emergency blankets made from NASA tested aluminum are available at camping stores. They fit into the pocket of a shirt are a great piece of equipment. A first aid kit for cuts, bruises, sprains, or stings is essential, and these can be purchased at any pharmacy or outdoor equipment store. Add waterproof matches or some other form of fire starter, a reliable flashlight, a sturdy knife, and some emergency rations to the list - and do not forget to carry both high-energy food and plenty of fresh water.

An Emergency Communications Device

The worst thing that can happen on a hunting trip is to need help and not be able to reach any because you are in a remote area with no means of communication. But the good news is that there are now many types of emergency communication devices that hunters can take with them in order to stay in touch no matter where they go in the woods. The most sophisticated operate by sending and receiving via satellite signals, and hunters can even subscribe to services like "SPOT" that will locate you in an emergency while simultaneously notifying the nearest emergency responders. But if you aren't venturing too far from civilization you can just use a cell phone. And if you get caught without any high tech solutions, use a reflective surface - even from a mirror or piece of an aluminum can - to send a distress signal. Flashes of light signaling for help can be seen for miles, as can flares or just the smoke from a simple campfire.

A Gun Cleaning Kit

No matter how clean a gun is when the hunting excursion starts, there is every likelihood that before long it will require a good cleaning. Sometimes just firing a gun can leave residue in the barrel or chamber that can have an unwanted influence on the performance of the firearm. Maybe while hunting a rainstorm catches you off guard and the shotgun or rifle gets wet, or perhaps you accidentally drop it and it gets dirt or mud inside the barrel or the internal firing mechanism. Whatever the reason, if a gun needs cleaning a hunter must have a gun cleaning kit on hand. Carry a small kit with the basic tools. A barrel brush, "snake," or other tool for swabbing the inside of the barrel is vital, and you'll also need some gun cleaning patches and gun oil. Most firearms can be cleaned in the field with lightweight and easy to carry gun cleaning kit, and that can help preserve valuable firearms while ensuring that they function safely and dependably.
Get your special hunting gear together, and keep it stashed and ready to go in a duffle or backpack. That way when the chance to hunt arises you will have everything at the ready and can head off to hunt with all the safety equipment and essential hunting supplies you need.

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"I pride myself on taking chances," says Favre. "There's not a throw I don't think I can make, or a phone call. I'm as free with my passes as I am with Packer game plans. Cassel is strictly by the book. His idea of 'taking a chance' is changing the snap count from 'one' to 'two.' Lately, though, Cassel has shown some Tom Brady-like qualities. He's looking for Randy Moss more, and he's dating a hand model, whom I'm believe goes by the name 'Lefty.'"

While the Cassel-to-Moss connection hasn't produced nearly the same numbers as the Brady-to-Moss hookup did, Moss hasn't complained at all, and he remained the consummate professional.

"I'm not sure what you're implying," says Moss, "but regardless of how comfortable I get with Matt, I don't plan to 'consummate' anything with him. Oh, you mean the other'consummate.' You threw me. It's not often I'm called the 'consummate professional.' You know it's a pretty sad state of affairs for wide receivers when I'm the poster boy for good behavior. While other receivers are criticizing quarterbacks and coaches, or doing cocaine in public, or planning ill-conceived praise for our president-elect, or making out with their coach, I'm going about my business. I'm living proof that the most humbling experience in football is a flight out of Oakland."

The Jets signed former cornerback Ty Law, not for his "picks," but to "pick" his brain for Patriot tendencies. It's proof that Eric Mangini will go to any lengths to get a jump on his former boss, Bill Belichick, who will also go to any length, particularly 8 millimeters, for a competitive edge. If you like semi-unethical information gathering methods, this is the game for you - "The Ice" Mangini versus "The Fantastic Voyeur" Belichick.

Favre throws for 2 short touchdowns, and the Jets win, 24-21. After the game, Belichick coldly congratulates Mangini with the most awkward chest bump in NFL history.

Denver @ Atlanta (-4½): The Broncos scored 21 fourth quarter points to beat the Browns 34-30 last Thursday, maintaining the Broncos' shaky one-game lead over the Chargers in the AFC West. Quarterback Jay Cutler and the Denver offense have proved to be quite a dangerous entity, especially against horrible defenses, or while benefitting from monumentally egregious officiating blunders. The Broncos will likely see neither when they travel to Atlanta and the Georgia Dome, where the Falcons are 4-0.

"We won't take them lightly," says Mike Smith. "Cutler may not have the strongest arm in the history of recorded time, but he definitely has the strongest arm on his body. And Brandon Marshall is a powerful receiver, capable of pulling amazing catches out of the air and presidential tributes out of his pants. Say what you will about the shortcomings of the AFC West, but one thing is for certain about that division - there will be a wildcard team advancing to the second round of the playoffs at the expense of the West division winner."

Matt Ryan threw for 248 yards and 2 touchdowns last week against the Saints, and this Sunday, the Falcons will face a defense that has even less to offer than the Saints.

"You must be referring to 'resistance,'" says Ryan. "What's softer? Brandon Marshall or the Bronco defense? With apologies to Joey Porter, I'd have to say the Bronco defense, a unit which considers an opponent's touchdown a 'stop.' Technically, I guess that's true. As for Cutler, our defensive scheme is to show him some looks that he didn't see in Cleveland, like 'coverage.'"

With a week off, the Broncos have had time to make defensive adjustments. That means defensive coordinator Bob Slowik has scrapped the "Cover Who?" defense in favor of a more concrete defensive ploy. Luckily for the Falcons, the new Denver defense is like a one-color Rubik's Cube - easily solved. Atlanta wins, 31-21.

Minnesota @ Tampa Bay (-4):at the Vikes must ride if they are to claim the division crown.The Vikes share the lead in the NFC North after a narrow 28-27 win over Green Bay, made possible by a big day from Adrian Peterson and a dominant defensive effort that held the Packers to 184 total yards. That formula of a strong rushing attack and a sturdy defense is wh

"When this team stays focused," says Brad Childress, "we're dangerous. Staying focused in Tampa will be difficult, especially with a huge distraction like a boat, of all things, in the end zone. Has that pirate ship always been there, or did the Bucs place it there in a nefarious attempt to rekindle a situation this team has tried to put behind it? For God's sake, no one say 'permission to come aboard."

"In light of Kevin and Pat Williams drug testing issues, I would expect nothing less than to see a 'Whizzinator' in the other end zone. No, the 'Whizzinator' is not a cyborg assassin sent to earth to destroy any human who dares try to beat a drug test. I'm talking about the apparatus that allows you to walk in to a drug test and easily whip out a clean urine sample."

The Bucs are 6-3, second in the NFC South, and 4-0 at home. A victory over the Vikings hinges on Tampa's red zone efficiency. Too often this year, the Bucs have settled for field goals when their offense stalled inside their opponent's 20-yard line.

"Our red zone offense has left me 'kicking and screaming,'" says Jon Gruden. "As for the University of Tennessee head coaching job? I'm not interested. I'm a highly-paid professional coach. Why the heck would I do 'Volunteer' work?"

What's the plan for the Bucs? Load up the box, take Adrian Peterson out of the game, and force Gus Frerotte to throw into man coverage. That's just how Tampa defensive coordinator Monte Kiffin chiseled it into a stone tablet. It's a close one, but the Bucs win, 19-16.

Baltimore @ NY Giants (-6½):The 8-1 Giants are clearly the class of the NFC, while the emerging Ravens are tied with the Steelers for first in the AFC North. Sunday's matchup in the Meadowlands will be a rematch of Super Bowl XXXV, won by the Ravens, 34-7.

"While much has changed in Baltimore since then," says John Harbaugh, "one thing has remained constant, and that's the presence of Ray Lewis in the middle of the defense. It's no fun looking across and seeing the piercing gaze of Lewis staring back at you. Whether it's a Parchesi board, a pane of glass, or the line of scrimmage separating you and Ray, it's frightening to know that his attention is all on you. It will be a test of wills when Eli Manning and Ray face off. Manning is a master of disguising what he's thinking. That's usually because, no matter the situation, he always looks confused."

"I know the Ravens will come after me like a bunch of crazed dogs," says Manning. "I hate to steal a line from the great Lawrence Taylor, but heaven knows, I'm sure he's stolen his share of lines in his day. We'll be ready to play, and I'm sure Plaxico Burress will, at the very least, be in uniform. Ready to play? Maybe. Heck, I might just call a short crossing pattern for Plaxico just so Lewis can flatten him and Coach Coughlin can taunt Plax."

Baltimore's defense will keep them in the game, but in the fourth quarter, when big-game experience matters, Manning will make the plays that Joe Flacco cannot. Giants win, 19-10.

Oakland @ Miami (-11):Ricky Williams rushed for 105 yards, including a 51-yard touchdown run, in Miami's 21-19 win last week over the Seahawks, Williams' first 100-yard game since the 2005 season. With the win, the 'Fins remained one game out of the AFC East lead, trailing the Jets and Patriots.

"Nothing will rejuvenate a career like taking some direct snaps from center," says Williams. "It's just like I discovered when I started a florescent-lit 'garden' in my attic - everything's better without the middleman. It's like my career has been resuscitated, or I've been given a mouth-to-mouth breath of new life. A few years ago, I guess I would have called that a 'shotgun,' which is exactly how I take snaps from center now. So, it looks like everything has come full circle."

In Oakland, 'offensive ineptitude' is the word, although 'grease' is the word in Al Davis' hair. Last week, the Raiders managed only two Sebastian Janikowski field goals in a 17-6 loss to the Panthers. Oakland has now gone nine straight quarters without scoring an offensive touchdown.

"I guess you could say we can't score without Janikowski," says Tom Cable. "Which is bothersome, because I've found that if you need Janikowski to 'score,' then you're in trouble, most likely with law enforcement in relation to slipping certain substances into the drinks of unsuspecting co-eds. Maybe we should try that on some opposing defenses."

With a 2-7 record and coming off such a dismal performance, the flight from Oakland to Miami will be long and arduous, mostly because the charter plane lacks such amenities as leather upholstery, personalized sleeping quarters, and an assistant named Renfield, amenities found in Al Davis' chartered hearse. Miami wins, 22-9.

New Orleans @ Kansas City (+4½):

"Do I have to say it again?" says Edwards. "You play to win the game. I felt that was our only chance to win the game. There was no way our fatigued defense could stop their offense. Does that sound like a cliché'd explanation to a failed two-point conversion, when an otherwise routine extra point would have forced overtime? Well, it is. Who's to say we wouldn't have got the ball first and scored, without our defense having to set foot on the field? I considered that, but I figured our captains were too darn fatigued themselves to make the correct choice at the coin toss."

The Saints always play to win the game, which inevitably means having to score more than 30 points because the New Orleans defense surrendered at least that much.

"Yes, we have defensive issues," says Sean Payton. "But it is patently not true that opposing offenses can toss bead necklaces at our defense and expect an even easierroute to the end zone. However, it is true that you can toss Jeremy Shockey a bead necklace and he'll 'lose his top.'"

If the Saints were in another division, they might have a better record, but they're in the South, home to much better defenses. I think they'd be great in the "Wild West" division, because every game is a "shootout." New Orleans wins, 30-24.

Detroit @ Carolina (-14):Sure, the Panthers are 7-2 and leading the NFC South, but are there any positives when your quarterback, Jake Delhomme, suffers through a 7-for-27, 72-yard, 4-interception day in Carolina's 17-6 win over Oakland?

"You want positives?" says John Fox. "I'll give you one. I'm positive that was the worst quarterback performance in Panthers' history. Chris Weinke, you're off the hook. However, Jake's quarterback rating was 12.3. That's positive. And I'm positive that Jake's 12.3 rating will soon be established as the football equivalent to baseball's 'Mendoza Line.'"

The Lions lost to the Jaguars 38-14 last week, falling to 0-9, as new quarterback Daunte Culpepper was benched in the second quarter.

"Despite the outcome," says Rod Marinelli, "we made progress. We proved that even without Matt Millen's input, this organization can still make bad decisions. Isn't that just what a team desperate for a spark needs? The addition of an outsider who only takes playing time away from Drew Stanton, who may be your quarterback of the future? I will say, though, Culpepper did have some great Randy Moss stories, and his sex boat anecdotes really lifted our sprits."

As if Detroit needed more bad luck, they'll soon be crossing the paths of over fifty black cats. But in the Lion tradition of wise decisions, they'll be running under ladders and breaking mirrors before they do.

With a loss, the Lions could be facing official elimination from the playoffs. With a win, they'll still suck. Carolina wins, 26-17.

Philadelphia @ Cincinnati (+9½):With their 36-31 loss to the Giants last week, the Eagles might as well concede the division crown to the Giants and dig in for what is to be a lengthy battle for one of the two wildcard positions. Philly is 0-3 in the division and tied with the Cowboys in last, albeit with a 5-4 record.

"We don't dwell on the negatives," says Donovan McNabb. "That doesn't leave very much else to talk about, but there is good news - wide receiver Hank Baskett announced his engagement to former Playboy playmate and Girl Next Door Kendra Wilkinson, previously of Hugh Hefner's stable. I can't wait to see her - with clothes on. Hefner even wants to give her away at the wedding. Hank wants to 'take her back'before the wedding. If you're a fan of The Girls Next Door, then you're probably aware that Wilkinson was the girl with the irritating laugh, and also the originator of the 'Hef-ty Bag.'"

Baskett and Wilkinson will no doubt seal their nuptials with a kiss, and Chad Johnson and Marvin Lewis have buried any lingering animosity with what has become almost a weekly smooch of their own. The Bengals are fresh off their first win of the season, a 21-19 win over Jacksonville in Week 9, and enjoyed a bye last week.

"We've still got a long way to go," says Marvin Lewis. "One win is nothing to be satisfied about. I myself am interested to see which comes first, our second win or Chad Johnson getting to second base. You know, Chad's nothing but a tease. It's just like when he plans all these touchdown celebration and then doesn't even score. He's all foreplay and no action."

Eagles' defensive coordinator Jim Johnson is certain to put the heat on Cincinnati quarterback Ryan Fitzpatrick. If Fitzpatrick can read these blitzes, then he should find lots of one-on-one matchups with Johnson, T.J. Houshmandzadeh, and Chris Henry. If not, he, like the Bengals, will go down hard. Eagles win, 28-20.

Chicago @ Green Bay (-4):The Bears and Packers both lost last week, with Chicago falling to the undefeated Titans and Green Bay dropping a heartbreaking 28-27 loss in Minnesota. The Bears stuffed Tennessee's running game, but couldn't stop Kerry Collins, while the Packers picked off Gus Frerotte three times, but were smacked around on the ground by 192 yards by Adrian Peterson.

"Why did I challenge Adrian Peterson's game-winning touchdown run?" says Mike McCarthy. "The same reason an idiotic Wheel of Fortune contestant would buy a vowel when facing the puzzle 'Dumb_ss.' I'd like to buy an 'A,' Pat. I'm one of those guys known to go just a little bit too far on occasion, whether it be challenging an obvious call, or telling a three-time NFL MVP that he's not needed anymore."

In Chicago, the "wheel" in question in the Bears' wheel of fortune is the right leg of quarterback Kyle Orton. Orton suffered a high ankle sprain two weeks ago against the Lions and has stated that there's a chance he'll play this Sunday in Green Bay.

"I was never much of a Wheel fan," says Lovie Smith, "although it was cool when former San Diego kicker Rolf Benirschke hosted. I was more attuned to Jeopardy, because you never had to know the answers, just the questions. My quarterback situation is much like Jeopardy - Orton usually has answers, and Rex Grossman usually has questions, like 'There was a safety there?!' or 'What do you mean the middle linebacker knew where I was going to throw it by just looking at my eyes?'"

"'Kyle Orton.' Who is my starting quarterback?"

It's a huge game in the North, but aren't they all when three teams are separated by one game? Aaron Rodgers makes up for last week's game with 2 touchdown passes, and finally comes to the realization that "safety" is a misleading term for what happens when you're tackled in your opponent's end zone. Green Bay wins, 26-19.

Houston @ Indianapolis (-9):In a 41-13 blowout loss to the Ravens last week, quarterback Sage Rosenfels threw 4 interceptions, and the Texans lost their second straight game to fall to 3-6, last in the AFC South.

"In the vague and loosely defined interpretation of the term common in the state of Texas," says Gary Kubiak, "Sage is known as a 'weapon of mass destruction.' He's responsible for more picks than Yao Ming."

The Colts went to Pittsburgh and emerged with a 5-4 record and renewed vitality when many expected them to be outmuscled by the Steeler defense. Peyton Manning threw for three scores, and the Indy defense intercepted Ben Roethlisberger three times.

"Manning's 2, Steelers 0," says Manning. "And those two points didn't come from a deep snap out of the end zone. I realize that Big Ben was playing hurt, but you can't throw those types of interceptions and expect to win, place, or show, or keep your job. It was a satisfying win, because, truthfully, I'm a little envious of Ben's status as the highest-paid player in the NFL. And he's obviously got a great insurance package that would make a Canadian jealous. Luckily, I'm able to supplement my meager income by endorsing loads of luxury consumer products."

Colts win, 30-24.

St. Louis @ San Francisco (-3):After two promising wins after an 0-4 start, the Rams have lost three in a row and are again in turmoil. Jim Haslett benched quarterback Marc Bulger in last week's 47-3 loss to the Jets, but recently announced that Bulger would start against the 49ers this Sunday.

"If there's one quality I look for in a quarterback," says Haslett, "it's 'decisiveness.' At least I think so. Maybe. Let me think about that. Yes, 'decisiveness.' That's the word. I think this entire organization could benefit by being more decisive. The word 'interim' is used entirely too much around here. We've got 'interim' coaches, 'interim' quarterbacks, and 'interim' fans. But we've dropped the 'interim' from Steven Jackson's title; right now, he's just a 'pansy,' with no 'interim' to it."

Although 0-2 under new head coach Mike Singletary, the 49ers are playing with a newfound passion, and very nearly upset the Cardinals last Monday, losing 29-24. Singletary brings to the job the hard-nosed discipline of a middle linebacker and an enthusiastic rapport with his players. And he's shown that if necessary to make a point, he'll drop his pants anytime, anywhere to do so.

"Well, the employees at the Wal-mart produce section would disagree with that statement," says Singletary. "But there's only one way I know how to check a cantaloupe for ripeness, and that's with my pants down. Call my methods unorthodox; I call them 'unortho-Dockers."

San Francisco wins, 31-17. Afterwards, Singletary addresses the media from thePants Off, Dance Off studios of Fuse TV. On Monday, Mike Ditka salutes the 49ers' win by dropping his trousers on the set of Monday Night Primetime.

Arizona @ Seattle (+3):With a 6-3 record, the Cardinals have opened up a comfortable four-game lead over all three of their NFC West counterparts. In last week's 29-24 win over the 49ers, Kurt Warner passed for 3 touchdowns, as Arizona's high-powered passing attack again proved to be unstoppable.

"A lot of people ask me, 'Kurt, why do you guys even bother calling running plays?'" says Warner. "They expect me to reply with some token response, like 'to keep the defense honest' or 'to maintain offensive balance.' Eventually, I tell Larry Fitzgerald, Anquan Boldin, and Steve Breaston to stop asking me that question all the time. Then, I give 'em the honest answer: the reason we call running plays is so I can audible out of them. After all, we are 'The Greatest Show on Retractable Turf.'"

Arizona wins, 24-22.

Tennessee @ Jacksonville (+3):With their running game shut down by the Bears last week, the Titans were forced to take the air, and Kerry Collins responded with 289 yards passing and 2 touchdowns. One criticism of the Tennessee offense was that Collins relied too much on short passes to tight ends and running backs. The Titans remained perfect, and will take their 9-0 record to Jacksonville to face the unpredictable Jaguars.

"Kerry doesn't have a 'drinking' problem," says Jeff Fisher, "nor does he have a 'dinking' problem."

When the Jaguars have their running game going, they can beat anybody, or at least the 0-8 Lions. Against the undefeated Titans, Jacksonville will find yards on the ground hard to come by.

"It's been a frustrating year," says Jack Del Rio. "This team is great one week, and horrible the next, and horrible the next, then decent the next, then bad the next. This team is like 'Heaven and Hell.' I don't know if I'm 'Jack Del Rio' or 'Ronnie James Dio.' On top of that, I have to deal with an issue of insubordination from linebacker Mike Peterson, who's supposedly one of the leaders of this team. Guess what, Mike. It's my way, or the highway. Careful, or you'll get my kicks on Route '86.'"

"Now, to turn this team around, I'm going to do something that's never been done by an NFL coach. I'm going to quote Eric Cartman of South Park and urge my players to 'Respect my authori-ty!'"

Are the Jaguars the team to end the Titans' unbeaten streak? To answer that, ask yourself these tough questions - is a win over the Lions that impressive? And is a fruit basket from the 1972 Dolphins really that motivational? I just don't see a Jeff Fisher-coached team suffering a letdown, and Tennessee's defense excels in stopping the very things Jacksonville needs to do to win. Tennessee wins, 23-13.

San Diego @ Pittsburgh (-3½):Ben Roethlisberger lost his quarterback duel with Peyton Manning last week, as Roethlisberger's 3 interceptions essentially allowed the Colts to win in Pittsburgh 24-20.

"Big Ben struck '3,'" says Mike Tomlin. "In England, I believe that means it's time for a spot of tea. In Pittsburgh, I think that means it might be time to make a change. Do I have the guts to bench the league's highest paid player? Heck, I have the guts to go for a two-point conversion when I don't need to, so this decision shouldn't be a problem. When all is said and done, putting our best quarterback on the field is the only reasonable option. Therefore, Hines Ward will be the starter."

The Chargers are 4-5 and still very much in the hunt in the AFC West, chasing the 5-4 Broncos. Facing the Steelers' No. 1-ranked rush defense, the Chargers will likely have to attack through the air.

"Philip Rivers is certainly capable of doing that," says Norv Turner. "I guess if the 1998 NFL draft had turned out slightly differently, Peyton Manning very well could be the Chargers quarterback today. And the Colts would be living with the embarrassment of drafting Ryan Leaf. It's too bad Leaf couldn't make it in the NFL. There's so many more players to ask for painkillers here in the NFL than in the college game."

Who will Tomlin choose to start a quarterback? Luckily, against the Chargers' subpar defense, Roethlisberger or Byron Leftwich could get the job done. At Heinz Field against the Chargers, any quarterback will cut the mustard, especially when handing off to Willie Parker 20 times. Steelers win, 27-20.

Dallas @ Washington (+1½):Tony Romo makes his return to the Cowboy lineup after missing four weeks with a broken pinkie, during which the Cowboys lost two of three and their play was little better than "finger-lacking bad." Now, with Romo back, the pressure to win is immense, and a loss to the Redskins with Romo may bring the Cowboys to the breaking point.

"Brad Johnson and Brooks Bolinger tried their best," says owner Jerry Jones. "For their efforts, they'll be enshrined in the Cowboys 'Ring of Horror.' We are hoping and praying that Romo's return will re-establish this team as a viable Super Bowl contender. In other words, what I'm saying is that the only reason this team sucks right now is because of Romo's absence. If we had a theme song right now, it would be 'Wrapped Around Your Finger' by the Police. See, you can say 'Police' in Dallas without mentioning the name 'Pacman Jones.' Now, excuse me while I go take out my frustrations by donning a white cotton suit and knocking over an  load of candles."

The Redskins are 6-3, two games behind the Giants and one game ahead of the Cowboys and Eagles. The 'Skins were dominated by the Steelers in their last game, and coach Jim Zorn realizes another loss could send his team into a Cowboy-like tailspin.

"Have you noticed that nearly every 'tailspin' that team goes into," says Zorn. "Nearly every one involves the actions of Tony Romo or someone close to him. Whether it's a fumbled snap, his girlfriend wearing a pink-numbered jersey, or a broken pinkie, the Cowboys are all about Romo. And we think Terrell Owens is self-centered."

"And Jerry Jones can talk sideways out of his mouth all he wants about how Wade Phillips' job is safe. Bull. The only reason Jones keeps Phillips around is so he can call him a 'Bum,' then slyly correct himself and tell Wade he accidentally called him by his father's name. There's just too much drama in Dallas. Even Ewing Oil looks tame by comparison."

That's right. In Washington, you can save the drama for Obama.

Surprisingly, it's a defensive struggle in D.C. The 'Skins hold the Cowboys to a field goal before Joe Theismann runs out of his own end zone in celebration, giving Dallas a safety and the Redskins a 9-5 win. Sorry, that was 1978. Actually, Jason Campbell throws for a score, and Clinton Portis guts out 87 yards and a short score on the ground. DeAngelo Hall and Terrell Owens go head-to-head for the title of the NFL's "MPP," "Most Petulant Player."

Washington wins, 27-24.

Cleveland @ Buffalo (-4½):The Bills have lost three straight division games, tarnishing their promising 4-1 start to the season. In three weeks, Buffalo has gone from first to last in the division, giving Dick Jauron cause for concern.

"Oh, I have no doubts that we'll rebound from this," says Jauron. "My true concern is that I'll never listen to the Goo Goo Dolls' song 'Slide' again without thinking Johnny Rzeznik is making a sly criticism of my coaching. If he is, I'll forgive him. How can you be mad at a guy wearing eyeliner?"

For the Browns, more than one player has accused the team of quitting in last Thursday's loss to the Broncos. Originally, Jamal Lewis made the accusation, and his assertion was seconded by others, including Joshua Cribbs.

"The last thing this team needs is to be separated into warring factions," says Romeo Crenel. "You got the Jets and the Sharks ... no, I mean the Bloods and Crips ... no, it's the Socs and the Greasers. Again, I'm wrong. Actually, we've got 'those accused of quitting' on one side and 'those who accused others of quitting' on the other side. It's not good. Something like this can only end in tragedy. Just ask my ex-girlfriend, Juliet."

So, which team is ready and/or capable of a turnaround? If you guessed "the team from the city on the shores of Lake Erie," then you are correct. I say there's less quit in the Bills, and more importantly, more defense. Or should I say, some defense. Bills win, 29-21.

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Introduction – We talk to many people who have given up on America and are leaving for good. We will discuss some issues that are related to this.

Border Crossing – The country has become a police state superb since 9/11. There is an international no fly list. It was originally meant for people coming into the USA from abroad. Now it includes those leaving the USA going abroad. It also includes those entering or leaving by ship. As of late it includes those traveling from one state to another. Now a passport is needed to leave and of course return from the USA. To get on a plane one needs acceptable ID. Apparently not all state driver licenses are acceptable any longer. So they have effectually readied the country for a closing of the borders in and out at a moments notice. We are also told that smuggling people out of the US is a bigger business than smuggling people into the USA.

I suppose there are many who have had their passports pulled who are leaving. Could also be people wanted by authorities. Perhaps a few deep thinkers want to leave the USA and not let the authorities know they have left. The point here is you might not be able to leave much longer. A few short years ago you could just walk out of the USA without showing any ID to the USA. No longer the case. If they start to require exit visas you may find yourself ineligible. You might be in lawsuits and the opposing party files a request to keep you in the country during the case. This usually requires a bond and is not unheard of in other countries. If you owe state or federal taxes, have open judgments, owe child support, have pending court cases etc you may not be allowed to leave the country. When the government decides to tighten the screws they will make it very difficult to leave. You are their property, as they see it.

Banking – Banks can at any time refuse to send a wire transfer. They can ask for reasons and comply or refuse. You have no recourse. They could also report a wire as a suspicious transaction causing your account to be frozen, seized, confiscated or whatever. You have zero rights in practice anymore. It is a simple matter to stop all international wire transfers if you are not a publicly traded corporation. They could also require and invoice to send an international wire, which must be approved, by the sending bank. There could be non-compliance penalties for the bank. There could be a bank holiday imposed where the banks are closed for a period to prevent runs on the bank. The point is you might have your money stuck in the USA. This is especially likely as hyperinflation sets in due to the declining value of the dollar.

Martial Law – The USA put martial law provisions in place for ominous reasons. They can invoke martial law anytime they want. This closes the borders, highways, roads, banks, etc. Getting trapped in Rome while it is burning can be a very unpleasant experience.

Why Obama Does not Fear a Declining Dollar – He would prefer the world to stay stupid and keep taking the worthless dollar but he is a realist and knows those days are drawing to a close. A global currency the USA and UK get into will just be another piece of worthless paper. They can only live with a money system where they can control the money supply freely without any basis in assets. This way the elitists can have all the money their businesses require and the regular people can suffer when they reduce the money supply causing recessions, bankruptcies and loss of their homes, cars and goods which go to the rich through the banks who do the repossessions.

So Obama knows there is going to be change. His way out is to go communist. The USD becomes worthless script money. There will be currency controls preventing regular people from having any foreign currency. Gold and Silver ownership will also be curtailed as in the past. Then comes price freezes. So wages stay the same. Prices stay the same except imports will be very costly so most things will be grown and manufactured in the USA. The dollar will be so low in value that goods will be cheap and competitive for exporting. Foreigners will come to USA to open businesses.

The labor is skilled and since they are paying in USD the labor will be cheap. Homes will be cheap, restaurants, maids, gardeners etc. USA will be third world except there will be a lot of skilled labor available to work cheap. The model will work but will require a form of communism. The country will need to be locked down to prevent a “Brain Drain”. This is where the highly educated and skilled people like doctors, engineers, etc start leaving the USA for greener pastures. This they are not going to let happen. They are also not going to let people leave with their assets, if they have any. The dollar will be so cheap most will never be able to afford to leave.

Things Will Get Better – This is what people tell themselves as a way of doing nothing and playing the I hope game. The dollar will keep sinking. Hyperinflation will set in. This will cause civil unrest. Civil unrest wrecks neighborhoods; it does not take the government out of power. For this the military probably has to be involved. Unemployment will continue to grow. The police state will increase. The prison population will grow and will rapidly be converted to a cheap labor source. Notice how they are cutting out the rehabilitation programs and education in prison. They are even cutting food rations. The back end to this is if you work you get better food and more and better recreation when not working. Basically you get to go to a work camp versus a detention center. This is a cheap source of labor.

Obama is not going to let go of his grip. He has big problems regarding his eligibility for the Presidency. He is going to look to grab onto any crisis he can to take more control. He may want a few years of martial law. He may even make a crisis. If you think he is going to be moved by peaceful demonstrations, forget it. He has his own agenda, which is not yours. He is breaking his campaign promises in wholesale quantities. The people will probably do nothing. Patrick Henry is long gone. The safest bet is to watch the show from the sidelines outside the country. Get out without delay. Those who leave first, leave with the most. There are millions of people thinking of leaving but they do not make any firm plans and execute them. We know only too well how this can end. Police states always leave the door open for the dissidents to leave. They do not want them there since they will cause trouble later. They want those who are going to resist to leave. So go.

Moving Out – Generally a container is filled and shipped out. Now you can do this. Down the road I doubt it so it will be leaving with the clothes on your back. Taking a car is generally ill advised. The warranty will not carry over. The parts will be different. The new country will tax steeply the car on entry. This can be 15% to 100%, depending on where you go. If you want to go quietly there is a way. Take a few trips and bring a lot of suitcases, like five or six per person each time. You would be surprised what can fit into 12 suitcases. Pay the extra charges. Furniture is usually cheap where you will be going. Furniture could be shipped but this is going to require a container. Get your money out first, not after.

Moving Precious Metals – This is a big problem. If you have several million dollars worth call brinks, declare them and arrange transport after making arrangements in the new destination for storage. See Gold has issues when trying to move it. You will probably have to declare the gold on leaving and they may wish to tax you on the gain based on acquisition cost. Not sure. Consider selling and reacquiring it.

Firearms – There are countries where you can have guns and even carry them concealed. In some countries full auto (house or business use only no CCW of full auto), sawed off shotguns etc are possible. You sometimes need to be a citizen, sometimes a permanent resident but never possible as a tourist or temporary resident. Generally you can only import guns with great difficulty on both ends. We can discuss it with you but best to sell and reacquire. USA now requires permission to export guns and failure to do so could mean loss of guns, fines or prison, not sure how they would play it. Then you need import licenses and have to be a resident or citizen first to get those.

In general bringing your guns is not worth it. We talk to people who have 40 or more guns and we are sorry. There is no country where this can be done easily. A new citizen or new resident importing forty guns is going to scare them anyway and the import license never will happen. As a rule semi-auto high capacity pistols like a Beretta or Glock are usually easily purchased. A 12-gauge pump shotgun also easy. Many countries tightly control center fire sniper rifles and if you can get them they are usually assault rifles in reality with a thick barrel. If you are interested in 1000+ meter sniper shots, forget it they control that stuff tightly. In an urban environment a 12 gauge pump and a 9mm Beretta are certainly more than sufficient. The idea is to stop thinking like a gun collector. These countries will allow you to buy firearms to defend yourself. You may be restricted to one or a few firearms. The firearms will be twice as expensive or even more costly due to taxes. Some countries are more lenient than others but no country is going to let a new citizen or resident import a gun collection.

Clothes – Bring them in quantity. If you are a person wearing large size anything Latin America can be a problem getting clothes in your size. Clothes can be bought mail order. You can also have custom clothes made cheaply. All leather cowboy boots say $100. Fine Italian wool men’s suit for $250 made from scratch after you pick out fabric.

Computers – Bring them all.

DVD’s – Bring them.

Books – Bring them. English bookstores have limited assortment.

Buy or Rent – Start by renting always. Gives you a chance to see if you like the neighborhood.

Mortgages – Usually 25% to 30% down and 25 year mortgages fully amortized. Need to be a permanent resident or citizen.

Pharmacies – Generally most drugs available without a prescription. Costs will be roughly half of USA prices. You should bring a starter supply of drugs you need for a couple of months so you do not have to deal with this right away. There will be equivalents or generics with Spanish names.

Dentists – They are usually pretty good, do get a referral. Their rates are about one third to one half of the USA prices. No need to have your work done before you leave.

Questions – Ask away.

http://www.panamalaw.org

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